Šta treba da radite kada kupite novi automobil?

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Buying a new car is exciting and brings a sense of freedom once it’s done. However, once you’ve picked up the keys to your new vehicle, there are a few key steps you need to take to ensure the safety, legality, and longevity of your car. 

In this text, we focus on three key areas: comprehensive insurance, small and large service, and transfer of ownership.

Casco insurance for complete financial security

One of the first steps after buying a car is to think about insurance. In addition to mandatory third party liability insurance, many car owners also opt for comprehensive insurance. Buy your comprehensive insurance here, and below we’ll show you why.

Comprehensive insurance provides additional security because it covers damages that occur regardless of who is responsible for the accident, including theft, vandalism, and natural disasters. 

Why is comprehensive insurance important?

Comprehensive insurance allows you to sleep peacefully, knowing that your car is protected from many unforeseen events. Whether it’s a minor scratch in the parking lot or a serious accident, comprehensive insurance provides you with financial security and allows you to repair your car without major expenses.

Also, if you bought a new car on credit or lease, many financial institutions require that the car be fully insured until the loan is repaid. This is another reason to seriously consider this insurance.

Casco insurance can cover a wide range of damages, including:

  • Damages caused by traffic accidents regardless of liability
  • Theft, damage caused by burglary or vandalism
  • Damage caused by natural disasters (floods, storms, hail)
  • Fire and explosions

Before deciding on a specific insurance package, it is important to carefully read all the terms and conditions and determine exactly what your policy covers.

Small and large service for safe and comfortable driving

One of the first things you should do, or at least check to see if it needs to be done, after purchasing a vehicle is to have it serviced regularly. Regular maintenance of your car is crucial for its long-term and safe use. 

Minor service is performed relatively frequently, depending on the mileage or time elapsed since the previous service. Most often, minor service includes changing the oil, filters (oil, air, fuel), checking fluids, tire pressure, and brake condition. 

It is recommended that a minor service be performed every 10,000 to 15,000 kilometers, or once a year, depending on the recommendations of your car manufacturer.

A major service, on the other hand, involves more thorough checks and replacement of key car parts, such as timing belts, water pumps, and other components that have a longer lifespan, but whose replacement is necessary for the engine to run smoothly. 

A major service is performed less frequently, usually https://www.auletris.com/ every 60,000 to 100,000 kilometers, depending on the vehicle model.

Regular maintenance of your car not only extends its lifespan, but also reduces the risk of unexpected breakdowns that can be very expensive to repair. A properly maintained car uses less fuel, is safer to drive, and retains its market value better. Also, if you intend to sell the vehicle in the future , a well-maintained car will fetch a higher price.

Transfer of ownership so that everything is in accordance with legal regulations

When you buy a used car, the title transfer process is a necessary step that must be completed in order to legally become the owner of the vehicle. This process involves several steps, which may vary depending on whether you are purchasing the vehicle from the same registration area or from another part of the country. https://rrslot88maju.com/slots

The first step in the transfer of ownership is to sign a purchase and sale agreement between you as the buyer and the seller. This agreement is notarized by a public notary, and requires the presence of both parties, as well as their https://www.clickphysiotherapy.com.au/contact-us/ personal documents and car registration.

After that, the next step is to file a tax return and pay the tax on the transfer of absolute rights. 

This tax amounts to approximately 2.5% of the value of the car, as assessed by AMSS or based on the value stated in the sales contract. The tax is paid at the tax office according to the seller’s place of residence, and the payment deadline is 15 days from the signing of the contract.

The last step in the ownership transfer process is to change the vehicle registration to the new owner, which is done at the Ministry of Internal Affairs. If the car comes from a different registration area, it is necessary to deregister the old plates and register the car in the new area.

What documents are required for the transfer of ownership?

  • Purchase agreement
  • Buyer and seller ID cards
  • Old driving license
  • Tax payment certificate
  • Payment of fees for issuing a new traffic license

These steps may seem complicated, but they are necessary to ensure that everything is legal and that you can enjoy your new car without worry.

Buying a new car brings with it a number of obligations that are important to fulfill in a timely manner. Comprehensive insurance will provide you with additional safety on the roads and in parking lots, regular maintenance will ensure the longevity of the vehicle, and the correct transfer of ownership guarantees that you are the legal owner of the car. Through proper planning and following these steps, you can enjoy your new vehicle without stress.

 

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